Multi-Player Baccarat

Information on this page:

• Rule Authority
• Premise
• How to Play
• Payoffs
• Betting Limits
• Chatting
• Keyboard Shortcuts
• References

Rule Authority

VIP Casino's multi-player Baccarat is played and programmed with Atlantic City Gaming rules.

Authority: New Jersey Casino Control Commission.

Rule Exceptions: The cards are shuffled after partial completion of the shoe. There are eight decks of cards in the shoe.

Premise

Two hands are dealt in Baccarat - The banker's hand and the player's hand. Prior to each deal, the player wagers on whether the Player's hand or the Banker's hand is closest to a total of 9. The player also has the option to wager on a tie (i.e. both the banker's and player's hands total the same).

How to Play

Your chips are stacked by denomination ($1, $5, $25, $100, $500) at the bottom of the game window. Select the amount you would like to wager on a given hand by clicking the left mouse button on the chip of that denomination. The amount wagered per hand may be increased by placing the mouse on the stack that you wish to add to your bet and clicking with the left mouse button. Each time you click the left mouse button on a stack of chips you will add a chip from that pile to your planned wager amount. In addition, the denomination indicator arrow changes color to match the color of the chip denomination that you have selected. By clicking on the right mouse button you will withdraw your entire wager. Your total bet will be displayed in the "Bet" just below Username.You may repeat your last bet by clicking on the ReBet button or by simply hitting the "0" button of your numeric keyboard. Other keyboard shortcuts are summarized below.

Once you have placed a bet on the table, you may choose to skip the given deal (before your first card is dealt) by clicking on the "Pass" button or to proceed with the bet by pressing "Deal". If you do not bet or pass within 15 seconds from the beginning of your turn, you will be automatically excluded from that particular hand. Note that if you join a table in the middle of a hand, you must wait until the round is over and after that you will be able to bet on the next hand.

After each player has pressed either the Deal or Pass button, the Player and Banker are dealt two cards. All tens and picture cards are worth zero, aces are worth 1, and all other cards are worth their face value. If the value of cards exceeds 9, then the value is adjusted by subtracting 10 from the total.

Example:

Hand	Hand Total
9+7=16	6
5+5+5=15	5
10+9=19	"Natural" 9

After the first two cards are dealt to both the Player and Dealer, a third additional card may be dealt but the player does not ask for a third card. All additional cards are subject to a third card rule. No hand receives more than three cards. When the Player and Banker hands equal the same total, the hand is declared a Tie. If the value of the cards in either the Player's Hand or the Banker's Hand is an 8 or a 9 (a "natural") after receiving their initial two cards then no more cards shall be dealt to either hand. If the value of the cards in the Banker's Hand on the first two cards is 0 to 7 inclusive, the Player's hand shall draw in accordance with the Third Card Rules.

Third Card Rules:

If the Player's two cards total:

Player's Hand	Draw?
0-5	Player's hand must draw
6-7	Player's hand must stand
8-9	"Natural" (both hands stand)

After the Player's Hand acts on a third card draw, the Banker's Hand receives a third card according to these rules:

Banker's Hand	Draw?
0-2	Banker's hand must draw
3-6	Third card to Player's hand determines draw or stand
7	Banker's hand must stand

When the Banker's two cards total between 3-6:

Banker's Hand	Banker's hand draws when Player's third card is:	Banker's hand does not draw when Player's third card is:
3	1-2-3-4-5-6-7-9	8
4	2-3-4-5-6-7	0,1,8,9
5	4-5-6-7	0-1-2-3-8-9
6	6-7	0-1-2-3-4-5-8-9

If the Player's hand stands on two cards (6,7), then a two card Banker hand totalling 3,4,5 must draw and a Banker hand totalling 6 must stand.

Payoffs

Wager and Result	Payoff
A winning Player hand wager	1 to 1
A winning Banker hand wager	1 to 1 but the player must pay a 5% commission to the bank (minimum commission is $0.25)
A winning Tie wager	8 to 1

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Betting Limits

$5 minimum bet.
$5,000 maximum bet.

You may also set your table bet limit below the maximum specified limit by selecting Bet Options from the Game Menu. The Modify Table Bet Limit window will appear on the screen. To reduce your maximum table bet limit type in the new limit in the appropriate box. Click on the OK button to complete the update. Please be aware that you can modify your table bet limit no more than once per week (Friday 12:00 AM EST) and that using the Modify Table Bet Limit function affects the bet limit for all games and not just the game that you are currently playing.

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Chatting

To begin chatting, click on the Chat button at the bottom left-hand corner of the game console. A chat window will pop-up in the top-left hand corner of the game console. You may chat with others at the table by typing in a message in the chat window and pressing Send. Your message and the messages of others will appear in the top part of the game window. The actual location depends on your seating position. If you prefer not to chat, you may close the chat window by clicking on the "x" button in the top right hand corner of the chat window. You may reopen the chat window at any time by clicking on "Chat" in the top menu bar.

Please refrain from using any language or discussing topics that others may deem offensive. Failure to comply with this rule may result in your removal from VIP Casino. If you feel that someone is abusing this rule, please send an e-mail to our support team and we will look into it.

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