CLICK2PAY is a new means of payment which facilitates the deposit into and withdrawal from an ECash Direct account. It's like an electronic purse that you can top up in different ways (for example, by credit card or bank account).

As soon as your CLICK2PAY account is created, you can make ECash Direct transactions. CLICK2PAY can process the transfers requested in accordance with the method specified when opening the account. For more information on CLICK2PAY, go to www.click2pay.com .

Opening a CLICK2PAY account

If you do not yet have a CLICK2PAY account, go to the site www.click2pay.com , choose your language from the drop-down menu and click on "Join Now". Follow the instructions which come up on the screen.

It is essential that the electronic address shown when opening your CLICK2PAY account correspond to the address recorded for your ECash Direct account.

Once the process of registration has been successful on the CLICK2PAY site, you will have at your disposal a unique connection identifier and a password.

Deposit of money into an ECash Direct account via CLICK2PAY

1. Open the ECash Direct Cashier and click on Deposit.
2. Choose the option Via CLICK2PAY.
3. Enter the amount that you wish to transfer from your CLICK2PAY account to your ECash Direct account.
4. Click on Continue.
5. Enter your CLICK2PAY identifier (this identifier corresponds to the electronic address that you indicated at the time of registration on the CLICK2PAY site).
6. Type in your PAN CLICK2PAY (number shown in the headings of Safety settings of your CLICK2PAY account).
7. Check the transaction data and click on Confirm.

Once the transaction has been approved, the deposit amount is immediately credited to your ECash Direct Account – you can now use it immediately.

*Observations: You can use only single CLICK2PAY account combined with each ECash Direct account. When you process a transfer of funds from a CLICK2PAY account for the credit of an ECash Direct account, you must use the same CLICK2PAY account for all subsequent transfers (deposits and withdrawals) on this ECash Direct account.

Deposit limits

To know the deposit limitations which apply, please see the list of transaction terms in the deposit window. A maximum amount is imposed for each transaction (deposits and withdrawals). This limit is set by CLICK2PAY. The amount of the funds that you can withdraw is determined by ECash Direct. For more information, please contact us.

Follow-up of transactions

We recommend that you keep a record of the transactions made between your CLICK2PAY and ECash Direct accounts. To help you to follow this procedure, all your deposits and withdrawals via CLICK2PAY are recorded and indicated on your ECash Direct operation statement. The CLICK2PAY transactions are identified by the codes CLD (deposits) or CLW (withdrawals).

What procedure should I follow to make a deposit via CLICK2PAY if the currency of my CLICK2PAY is different from that of my ECash Direct account ?

• Enter the amount of the deposit in the currency of your ECash Direct account (and not in the currency of your CLICK2PAY account), then click on Continue.
• Type in the information corresponding to your CLICK2PAY account, and confirm your request.
• ECash will transmit your request to CLICK2PAY with a view to processing this demand, and CLICK2PAY will carry out the required conversion.
• Once the transaction is confirmed by CLICK2PAY:
  • your ECash Direct account is credited with the amount entered in Step1 above, and
  • your CLICK2PAY account is debited with the amount converted by CLICK2PAY in Step 3.

For more details, please see the example below:

EXAMPLE 1 :

• You are a holder of a CLICK2PAY account in Euros, and you wish to deposit 100.00 EUR into your ECash Direct account in American dollars.
• You estimate that a deposit of 100.00 EUR is equivalent to about 120.00 USD (approximate equivalent given purely as an example).
• Open the Cashier then the deposit window via CLICK2PAY. In the field given for this purpose, type in the amount you wish to deposit i.e. 120.00 USD. Click on Continue.
• Type in the information relating to your CLICK2PAY account, and confirm your request.
• ECash will transmit your request to CLICK2PAY with a view of its processing i.e. a deposit of 120.00 USD, and CLICK2PAY will carry out the required conversion.
• Once the transaction is confirmed by CLICK2PAY:
  • your ECash Direct account will be credited with 120.00 USD (amount entered at Step 3 above), and
  • your CLICK2PAY account is debited with the amount converted by CLICK2PAY in the Step 5 (i.e. about 100.00 EUR).

E Cash Direct – Withdrawal via CLICK2PAY

• Withdrawal procedure via CLICK2PAY
• Processing conditions
• Withdrawal limits
• Follow-up of transactions

Withdrawal procedure via CLICK2PAY

To make a withdrawal via CLICK2PAY, open the ECash Direct Cashier, click on the Withdrawal button and choose Via CLICK2PAY. Follow the instructions shown on the screen.

You can only make a withdrawal via CLICK2PAY if you have used this means for paying in money to your ECash Direct account. The CLICK2PAY account used to make the deposit is automatically credited at the time of the withdrawals. If you have made deposits into your ECash Direct account by credit card and/or via CLICK2PAY, the sums withdrawn are automatically transferred to the bank account corresponding to your card up to a limit of the amount deposited by this means. Once this amount has been reached, the sums withdrawn are transferred to your CLICK2PAY account. Using CLICK2PAY you can withdraw a higher amount than the total of the deposit made by this method.

In order for this transaction between your ECash Direct and CLICK2PAY accounts to be authenticated, you must supply your personal identification number (PIN code allocated by ECash Direct).

* Observation: You can use only one CLICK2PAY account combined with each ECash Direct account. Your CLICK2PAY account must be registered in the same name as your ECash Direct account.

Processing conditions

The sums withdrawn from your ECash Direct account for the credit of your CLICK2PAY account are credited to your CLICK2PAY account from the first working day after the operation. The charge for this service is 1 € (or equivalent amount in other currency).

Withdrawal limits

To know the limitations which apply to your withdrawals via CLICK2PAY, please see the list of transaction terms in the withdrawal window.

Follow-up of transactions

We recommend that you keep a record of the transactions made between your CLICK2PAY and ECash Direct accounts. To help you to follow this procedure, all your deposits and withdrawals via CLICK2PAY are recorded and indicated on your statement of ECash Direct operations. The CLICK2PAY transactions are identified by the codes CLD (deposits) or CLW (withdrawals).